Customers Benefits

Because of intense competition in the credit card industry, credit card providers often offer incentives such as frequent flyer points, gift certificates or cash back to try to attract customers to their programs. However it should be noted that the incentive is insignificant to the interest charged for carrying a balance.Low interest credit cards or even 0% interest credit cards are available. However, services are available which alert credit card holders when their low interest period is due to expire. Most such services charge a monthly or annual fee.